*,:before,:after{box-sizing:border-box;margin:0;padding:0}:root{--navy:#1e3a5f;--navy-dark:#15304f;--gold:#b8860b;--gold-light:#fdf6e3;--slate:#334155;--gray-50:#f8fafc;--gray-100:#f1f5f9;--gray-200:#e2e8f0;--gray-400:#94a3b8;--gray-500:#64748b;--gray-700:#374151;--gray-900:#0f172a}body{-webkit-font-smoothing:antialiased;font-family:DM Sans,-apple-system,BlinkMacSystemFont,sans-serif}.nav{border-bottom:1px solid var(--gray-100);z-index:100;-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);background:#fffffff7;justify-content:space-between;align-items:center;padding:16px 5%;display:flex;position:sticky;top:0}.nav-brand{align-items:center;gap:10px;display:flex}.nav-brand-name{color:var(--navy);letter-spacing:-.3px;font-size:17px;font-weight:700}.nav-brand-tag{color:var(--gray-400);letter-spacing:.5px;font-size:13px;font-weight:500}.nav-actions{gap:12px;display:flex}.nav-mobile{cursor:pointer;background:0 0;border:none;padding:4px;display:none}.btn{cursor:pointer;border:none;border-radius:8px;align-items:center;gap:8px;padding:14px 32px;font-family:DM Sans,sans-serif;font-size:15px;font-weight:600;text-decoration:none;transition:all .2s;display:inline-flex}.btn-sm{padding:8px 20px;font-size:13px}.btn-primary{background:var(--navy);color:#fff}.btn-primary:hover{background:var(--navy-dark)}.btn-secondary{color:var(--navy);border:2px solid var(--navy);background:0 0}.btn-secondary:hover{background:var(--navy);color:#fff}.btn-full{justify-content:center;width:100%}.hero{text-align:center;background:linear-gradient(180deg, var(--gray-50) 0%, #fff 100%);padding:100px 5% 80px}.hero-inner{max-width:720px;margin:0 auto}.hero-eyebrow{color:var(--gold);letter-spacing:1.5px;text-transform:uppercase;margin-bottom:20px;font-size:13px;font-weight:600}.hero h1{color:var(--gray-900);letter-spacing:-.5px;margin-bottom:24px;font-family:Playfair Display,Georgia,serif;font-size:48px;font-weight:500;line-height:1.15}.hero p{color:var(--gray-500);max-width:540px;margin:0 auto 40px;font-size:18px;line-height:1.7}.hero-ctas{flex-wrap:wrap;justify-content:center;gap:16px;display:flex}.cred-bar{border-top:1px solid var(--gray-100);border-bottom:1px solid var(--gray-100);padding:40px 5%}.cred-bar-inner{flex-wrap:wrap;justify-content:center;gap:48px;max-width:900px;margin:0 auto;display:flex}.cred-item{align-items:center;gap:10px;display:flex}.cred-item span{color:var(--slate);font-size:14px;font-weight:500}.how-section{padding:80px 5%}.how-inner{max-width:960px;margin:0 auto}.how-eyebrow{color:var(--gold);letter-spacing:1.5px;text-transform:uppercase;text-align:center;margin-bottom:12px;font-size:13px;font-weight:600}.how-title{text-align:center;color:var(--gray-900);margin-bottom:56px;font-family:Playfair Display,Georgia,serif;font-size:34px;font-weight:500}.how-grid{grid-template-columns:1fr 1fr;gap:48px;display:grid}.how-col-label{color:var(--navy);letter-spacing:1.5px;text-transform:uppercase;margin-bottom:24px;font-size:12px;font-weight:700}.step-card{border:1px solid var(--gray-200);background:#fff;border-radius:12px;margin-bottom:16px;padding:28px;transition:box-shadow .2s}.step-card:hover{box-shadow:0 4px 24px #0000000f}.step-row{gap:16px;display:flex}.step-num{border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;width:32px;height:32px;font-size:14px;font-weight:700;display:flex}.step-num-navy{color:var(--navy);background:#f0f4f8}.step-num-gold{background:var(--gold-light);color:var(--gold)}.step-title{color:var(--gray-900);margin-bottom:4px;font-size:15px;font-weight:600}.step-desc{color:var(--gray-500);font-size:14px;line-height:1.6}.why-section{background:var(--gray-50);padding:80px 5%}.why-inner{text-align:center;max-width:720px;margin:0 auto}.why-title{color:var(--gray-900);margin-bottom:20px;font-family:Playfair Display,Georgia,serif;font-size:34px;font-weight:500}.why-desc{color:var(--gray-500);margin-bottom:48px;font-size:16px;line-height:1.8}.why-grid{grid-template-columns:1fr 1fr 1fr;gap:24px;display:grid}.why-card{border:1px solid var(--gray-200);text-align:left;background:#fff;border-radius:12px;padding:24px}.why-card-title{color:var(--navy);margin-bottom:8px;font-size:15px;font-weight:700}.why-card-desc{color:var(--gray-500);font-size:14px;line-height:1.6}.cta-section{text-align:center;padding:80px 5%}.cta-inner{max-width:600px;margin:0 auto}.cta-title{color:var(--gray-900);margin-bottom:16px;font-family:Playfair Display,Georgia,serif;font-size:34px;font-weight:500}.cta-desc{color:var(--gray-500);margin-bottom:32px;font-size:16px}.cta-buttons{flex-wrap:wrap;justify-content:center;gap:16px;display:flex}.footer{border-top:1px solid var(--gray-100);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:16px;padding:32px 5%;display:flex}.footer-brand{align-items:center;gap:8px;display:flex}.footer-brand span{color:var(--gray-400);font-size:13px}.footer-links{align-items:center;gap:20px;display:flex}.footer-link{color:var(--gray-500);align-items:center;gap:6px;font-size:13px;text-decoration:none;display:flex}.footer-link:hover{color:var(--navy)}.modal-overlay{z-index:1000;-webkit-backdrop-filter:blur(4px);backdrop-filter:blur(4px);background:#00000080;justify-content:center;align-items:center;padding:1rem;display:flex;position:fixed;inset:0}.modal-content{background:#fff;border-radius:16px;width:100%;max-width:560px;max-height:90vh;position:relative;overflow:auto}.modal-close{cursor:pointer;z-index:10;background:0 0;border:none;padding:4px;position:absolute;top:16px;right:16px}.form-container{padding:2rem 2.5rem}.form-header h2{color:var(--gray-900);margin:0;font-size:22px;font-weight:600}.form-header p{color:var(--gray-500);margin:6px 0 24px;font-size:14px}.form-group{margin-bottom:16px}.form-label{color:var(--gray-700);margin-bottom:4px;font-size:13px;font-weight:500;display:block}.required{color:#b91c1c}.form-input,.form-select,.form-textarea{box-sizing:border-box;border:1px solid #d1d5db;border-radius:8px;outline:none;width:100%;padding:10px 12px;font-family:inherit;font-size:14px;transition:border-color .15s}.form-input:focus,.form-select:focus,.form-textarea:focus{border-color:var(--navy)}.form-select{cursor:pointer;background:#fff}.form-textarea{resize:vertical}.form-row{grid-template-columns:1fr 1fr;gap:0 16px;display:grid}.btn-submit{background:var(--navy);color:#fff;cursor:pointer;border:none;border-radius:8px;width:100%;margin-top:8px;padding:12px;font-family:DM Sans,sans-serif;font-size:15px;font-weight:600;transition:opacity .15s}.btn-submit:hover{background:var(--navy-dark)}.btn-submit:disabled{opacity:.7;cursor:wait}.success-container{text-align:center;padding:3rem 2.5rem}.success-icon{background:#ecfdf5;border-radius:50%;justify-content:center;align-items:center;width:56px;height:56px;margin:0 auto 20px;display:flex}.success-container h2{color:var(--gray-900);margin:0 0 8px;font-size:22px;font-weight:600}.success-container p{color:var(--gray-500);margin:0 0 24px;font-size:15px;line-height:1.6}.btn-done{background:var(--navy);color:#fff;cursor:pointer;border:none;border-radius:8px;padding:10px 28px;font-family:DM Sans,sans-serif;font-size:14px;font-weight:600}.seo-page{max-width:800px;margin:0 auto;padding:60px 5% 80px}.seo-page h1{color:var(--gray-900);margin-bottom:24px;font-family:Playfair Display,Georgia,serif;font-size:40px;font-weight:500;line-height:1.2}.seo-page h2{color:var(--gray-900);margin:40px 0 16px;font-family:Playfair Display,Georgia,serif;font-size:28px;font-weight:500}.seo-page p{color:var(--gray-500);margin-bottom:16px;font-size:16px;line-height:1.8}.seo-page .seo-form-section{border-top:1px solid var(--gray-200);margin-top:48px;padding-top:48px}@media (max-width:768px){.nav-actions{display:none}.nav-mobile{display:block}.nav-brand-tag{display:none}.hero h1{font-size:32px}.hero{padding:60px 5% 48px}.hero p{font-size:16px}.hero-ctas{flex-direction:column;align-items:center}.hero-ctas .btn{justify-content:center;width:100%;max-width:320px}.cred-bar-inner{flex-direction:column;align-items:flex-start;gap:16px;padding:0 5%}.how-grid{grid-template-columns:1fr;gap:40px}.why-grid,.form-row{grid-template-columns:1fr}.form-container{padding:1.5rem}.seo-page h1{font-size:30px}.mobile-menu{border-bottom:1px solid var(--gray-200);z-index:99;background:#fff;flex-direction:column;gap:12px;padding:16px 5%;display:flex;position:fixed;top:57px;left:0;right:0;box-shadow:0 8px 24px #0000001a}}@media (min-width:769px){.mobile-menu{display:none!important}}